Italian Fintech · All-in-One

Financial technology to maximise your revenue.

Online gateway, Android POS and Open Banking unified in a single infrastructure. Transparent IC++ fees, PCI DSS tokenization, and 24-hour settlements.

€500M+ Transato
processato
99.9% Service
Uptime
<24h Accrediti
garantiti
  • IC++ fees from 0.45% + interchange fee
  • Online & in-store payments in a single dashboard
  • Card tokenization and one-click recognition
  • Integrated e-invoicing (SDI) and OTP digital signature
The solution

A payment ecosystem built for Italian businesses

RoxPay isn't just a gateway: it's the fintech infrastructure that orchestrates online payments, physical POS and Open Banking in a single automated accounting flow.

  • Network tokenization: One-click payments and user recognition across the entire RoxPay network
  • Agnostic PCI Proxy: Build your custom checkout without touching sensitive data: PCI scope stays on our servers
  • Electronic Invoicing (SDI): Automatic invoice submission to SDI integrated directly into the payment flow
  • Unified Omnichannel: Single dashboard for PAX Android terminals, e-commerce and Open Banking

Accepted networks

VisaMastercardAmerican ExpressApple PayGoogle PayPayPalMaestro +40
Smiling professional using RoxPay
Cliente
RoxPay
Banche
Tu
€500M+ Processed
99.9% Uptime
RoxPay Smart POS
Wi-Fi & 4G
Printer
NFC
Touchscreen
Smart POS

Advanced terminals for every business need

Beyond the online gateway, RoxPay offers a complete range of smart physical terminals. From the compact A77 perfect for mobility to the powerful A920Pro for the checkout counter, manage everything from a single unified platform.

Discover our POS terminals →
Certifications & Integrations
Modular platform

Everything you need to collect payments.

One platform. Every channel, every method, every accounting flow: all connected.

Online Gateway & Checkout

100% custom checkout, integrated PCI Proxy, adaptive 3D Secure 2.0. Accept Apple Pay, Google Pay, cards, transfers, without touching sensitive data.

  • Agnostic PCI Proxy
  • Adaptive 3D Secure 2.0
  • Payment links & QR codes
  • Network tokenization
  • React / Vanilla JS SDK
Learn more
Transparent comparison

Why businesses choose RoxPay over international gateways

An infrastructure built on the fiscal and operational specifics of the Italian market. No compromise between quality of service and cost transparency.

  • IC++ Commissions

    Interchange plus plus model: you know exactly what you pay on every transaction. No opaque markups.

  • 24h Settlement

    Receive funds in your account within 24 business hours, vs 7-14 days with traditional gateways.

  • Zero monthly fixed costs

    No fixed fees: you only pay on transactions actually processed.

* Fees may vary based on transaction volume and the type of card used by the customer.

🧮 Calculate Your Savings

Compare RoxPay's IC++ model with market standard flat rates.

PayPal 3,5%
€350
RoxPay 0,45%*
€45
Total Annual Savings €245 *Interchange fee esclusa
Start Saving Now
Payment methods

We accept all global payment networks

A single integration for cards, digital wallets and alternative methods. Zero complexity, maximum coverage.

Visa
Visa
Mastercard
Mastercard
American Express
American Express
Apple Pay
Apple Pay
Google Pay
Google Pay
PayPal
PayPal
Diners Club
Diners Club
JCB
JCB
Discover
Discover
UnionPay
UnionPay
Maestro
Maestro
Klarna
Klarna
Bancontact
Bancontact
iDEAL
iDEAL
EPS
EPS
Swisspass
Swisspass
Twint
Twint
Paysafecard
Paysafecard
PostFinance
PostFinance
Samsung Pay
Samsung Pay
MobilePay
MobilePay
Accarda
Accarda
40+ Supported methods
For developers

Integrate payments in hours

Documented RESTful APIs, ready-to-use SDKs, real-time webhooks, and full sandbox environment. Everything you need to integrate RoxPay into your stack.

RESTful API v4
Real-time webhooks
PHP, Node, Python SDKs
Full sandbox
POST /api/v4/payments
curl -X POST https://api.roxpay.eu/v4/payments \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 4999,
    "currency": "EUR",
    "description": "Ordine #1234",
    "return_url": "https://..."
  }'

Create a payment with a single API call

Security & Compliance

Enterprise security and regulatory compliance on every transaction

Every payment processed by RoxPay is protected by banking-grade security standards and compliant with current European regulations.

PCI DSS Level 1

PCI DSS Level 1

Highest level of certification for card data protection

PSD2

PSD2

Compliant with EU Payment Services Directive

GDPR

GDPR

Personal data protection under EU regulation

ACN Cybersecurity

ACN Cybersecurity

Compliance with Italian National Cybersecurity Agency guidelines

Success stories

Companies growing with RoxPay

From enterprises to SMBs, RoxPay is the choice for simpler, safer, and more affordable payments.

Sky Italia S.r.l.

Sky Italia S.r.l.

-32% Op. costs
24h Settlement
“RoxPay simplified our entire payment infrastructure, reducing operational costs and improving settlement times.”
Il Sole 24 Ore S.p.A.

Il Sole 24 Ore S.p.A.

100% Reconciliation
SDI Invoicing
“Integration with e-invoicing and Open Banking fully automated our accounting reconciliation.”
ACI Informatica S.p.A.

ACI Informatica S.p.A.

L1 PCI DSS
0 SLA breaches
“PCI DSS Level 1 certification and PCI Proxy allowed us to completely eliminate compliance scope from our servers.”
Zucchetti S.p.A.

Zucchetti S.p.A.

API Integration
PCI L1 Security
“Thanks to RoxPay we integrated digital payments into our management software, offering customers a unified and secure experience.”
Get started today

Start accepting payments with the All-in-One platform

Join the businesses that chose RoxPay to cut costs, boost conversions, and simplify compliance. Free activation.

✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support