RoxPay vs Adyen: Why pay more?
Analyze the differences between Adyen's fees and RoxPay's Interchange++ structure. Transparency pays off.
🧮 Calculate Your Savings
Compare RoxPay's IC++ model with market standard flat rates.
Why choose RoxPay over Adyen
Pricing Model
RoxPay uses a transparent IC++ model starting from 0.45%, ensuring you only pay the real cost of cards, unlike standard blended solutions.
Acquirer Flexibility
We don't tie you to a single acquirer: dynamically route your transactions to maximize approval rates and reduce costs.
Immediate Onboarding
100% digital onboarding and 24-48 hours approval with a dedicated team, forget infinite setup times.
Local Integration
In addition to international circuits, we natively support local preferred methods with a single integration.
RoxPay vs Adyen
A side-by-side analysis of key functionalities that make RoxPay the ideal intelligent alternative to Adyen.
| Features | ![]() | |
|---|---|---|
| Cost model | Interchange++ (Trasparente) | Standard Blended |
| Multi-Acquirer Routing | Yes, integrated | Limited / None |
| Support / Assistance | Local 24/7, multiligual | Global standard |
| Advanced recurring payments | Advanced with Network Tokenization | Basic |
| ERP Integration | Complete and flexible | Complex via limited APIs |
| POS Terminal Solutions | Smart omnichannel POS | Depending on availability |
Compare Real Rates
- No setup fee
- Zero monthly fees for basic
- Transparency on interchange fees
- Pay less for local debit cards
Standard rate (e.g.) - Mixed and unclear rates
- High hidden markups
- No benefit on cheap cards
- Possible unexpected extra costs
Integrated Protection
PCI Proxy
Tokenize cards universally and keep full control of your checkout data despite provider constraints.
3D Secure 2.x
Frictionless strong authentication to minimize drop-offs while maintaining the highest SCA compliance level in Europe.
Antifrode AI
Machine learning-based anti-fraud tailored specifically to your merchant patterns, reducing false positives.
Vault Sicuro
PCI-DSS Level 1 compliant infrastructure managed off-site to zero your liability for storing sensitive data.
Is it the right partner for you?
Excellent for RoxPay users
- Growing E-commerce and SaaS
- Businesses seeking acquirer independence
- Need for fast and local support
- Companies with high EU volumes (IC++)
- Need for advanced omnichannel solutions
Adyen User Characteristics
- Companies already deeply tied to their closed ecosystem
- Large brands with decade-long global negotiations in place
- Low need for transparent fee reporting on low volumes
- Businesses that don't need multi-gateway vault architectures
Frequently Asked Questions
How do I migrate from Adyen to RoxPay?
Can I keep Adyen alongside RoxPay (Multi-gateway)?
How much do you actually save compared to standard rates?
Is the local support truly 24/7?
Start Now with RoxPay
Leave Adyen's limitations behind. Achieve payment independence today.