RoxPay vs MultiSafepay: Beyond Checkout, the Gateway MultiSafepay Isn't
MultiSafepay handles payments. RoxPay handles your entire sales cycle: white-label wallet, native BNPL, e-invoicing, and unified POS in a single platform.
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Compare RoxPay's IC++ model with market standard flat rates.
What Sets RoxPay Apart from MultiSafepay
Proprietary White-Label Wallet
Create your own loyalty network with branded virtual currency. MultiSafepay offers nothing similar. With RoxPay, you build customer loyalty directly on your platform.
Native BNPL with CRIF Scoring
RoxPay integrates Buy Now Pay Later with real-time Crif credit scoring, without redirecting to third parties. MultiSafepay relies on external providers with additional fees.
Omnichannel: Not Just Online
MultiSafepay is focused on online. RoxPay unifies physical POS, e-commerce, and apps in the same omnichannel dashboard with automatic reconciliation.
Instant Onboarding
With MultiSafepay, manual verification takes days. RoxPay verifies your company in real-time via the Business Register, with onboarding in minutes.
RoxPay vs MultiSafepay: Beyond Simple Checkout
A complete comparison for e-commerce and omnichannel businesses.
| Features |  |  |
|---|---|---|
| Fees | IC++ (0.45% – 0.75%) | 1.25% per transaction |
| White-label Wallet | Included (branded virtual currency) | Not available |
| Integrated BNPL | Native (CRIF scoring) | Via third parties (redirect) |
| Integrated Physical POS | Unified omnichannel dashboard | Online only |
| E-Invoicing | Native (SDI/AdE) | Not available |
| Onboarding | Instant (Business Register) | 2–5 days (manual verification) |
MultiSafepay is Transparent, RoxPay is More Transparent
RoxPay IC++ Model - Separate and visible interchange
- Wallet and BNPL included in price
- SDI invoicing without extra costs
- Omnichannel dashboard included
MultiSafepay Model - Fixed fee per transaction
- BNPL with extra costs via third parties
- No SDI e-invoicing
- Online payments only
Certified Security, Local Compliance Guaranteed
PCI DSS Level 1
The highest certification level for payment data security. In line with MultiSafepay, which is also PCI DSS compliant.
Native PCI Proxy
Sensitive data never touches your servers. The RoxPay proxy encrypts everything upstream, a feature MultiSafepay doesn't offer natively.
Integrated Anti-Fraud AI
Machine learning that analyzes every payment in real time. Included in the price, without extra costs.
GDPR and EU Data Residency
All data resides in European data centers with AES-256 encryption. Full GDPR compliance and adherence to local privacy regulations.
RoxPay or MultiSafepay? Choose Based on Your Needs
RoxPay is perfect if...
- You want a gateway with a white-label wallet and native BNPL
- You manage both physical retail stores and e-commerce
- You need integrated native SDI e-invoicing
- You want instant onboarding without wait times
- You want IC++ fees that decrease with volume
MultiSafepay might be enough if...
- You operate strictly online without a physical store
- You don't need a proprietary wallet or BNPL
- Your local compliance needs are limited
- You prefer a gateway focused entirely on checkout
Frequently Asked Questions
Can RoxPay fully replace MultiSafepay?
Is the white-label wallet really included?
How does RoxPay's native BNPL work?
Does RoxPay support European payment methods like MultiSafepay?
Ready to Discover What's Beyond MultiSafepay?
Wallet, BNPL, e-invoicing and POS in a single platform. Book a demo and see the difference.
Check how RoxPay compares to other PSPs in the market
