RoxPay vs Planet

More Than a Gateway for Tourism and Retail: Choose RoxPay

Planet focuses on DCC and luxury tourism. RoxPay offers the complete omnichannel platform: IC++ fees, BNPL, wallet, and unified POS for hotels, retail, and hospitality.

🧮 Calculate Your Savings

Compare RoxPay's IC++ model with market standard flat rates.

Planet 1,3%
€350
RoxPay 0,45%*
€45
Total Annual Savings €245 *Interchange fee esclusa
Start Saving Now
Strategic Differences

RoxPay vs Planet: Beyond Tourist DCC

01

Transparent DCC vs Hidden DCC

Planet specializes in Dynamic Currency Conversion but applies currency spreads that are often not clearly communicated. RoxPay manages DCC with full transparency and FX fees at real cost.

02

End-to-End Hotel Solution

RoxPay natively integrates pre-authorizations, deposits, deferred charges, and e-invoicing for the hospitality sector, without the hidden costs of Planet vertical solutions.

03

Complete Omnichannel Coverage

Planet operates primarily in the physical/retail space. RoxPay unifies physical POS, e-commerce, apps, and recurring payments in a single platform with automatic reconciliation.

04

BNPL and Wallet Included

Planet does not offer native BNPL. RoxPay integrates Buy Now Pay Later with CRIF scoring and a white-label wallet to build customer loyalty - both included in the platform.

Feature Comparison

RoxPay vs Planet: Who Offers More

Comparison for hotels, retail, and hospitality.

Features RoxPay Planet
Fees IC++ (0.45% - 0.75%) Flat + non-transparent DCC spread
Hotel Pre-authorizations Native and flexible Available with extra costs
Integrated BNPL Native (CRIF scoring) Not available
White-label Wallet Included Not available
E-Invoicing Native (SDI/AdE) Not natively available
Onboarding Instant (Business Register) Traditional process (weeks)
Costs and Fees

Planet's DCC: Convenient for Whom?

RoxPay RoxPay IC++ Model
From 0.45% + interchange
  • FX fees at real cost
  • Hotel pre-authorizations included
  • BNPL and wallet included
  • Complete omnichannel dashboard
Planet Planet Model
Flat + DCC spread
  • DCC spreads not always transparent
  • Additional costs for pre-authorizations
  • No proprietary BNPL or wallet
  • Vertical solution, not omnichannel

For a hotel with 200,000 EUR/month in transactions, choosing RoxPay IC++ over Planet solutions can generate savings of 10,000-20,000 EUR/year.

Security and Compliance

Certified Security for the Hospitality Sector

PCI DSS Level 1

Highest certification for payment data security. Essential for the hotel and luxury retail sectors where Planet operates.

Native PCI Proxy

Sensitive data never passes through your servers. Ideal for hotels managing bookings with guaranteed cards.

3D Secure 2.0 Frictionless

Smart authentication that balances security and conversion. Reduces fraud without increasing checkout abandonment.

GDPR and EU Data Residency

All data resides in certified European data centers. Full compliance with local and European regulations.

Who It is Right For

RoxPay or Planet? The Choice Depends on Complexity

RoxPay is perfect if...

  • You operate in hotels, hospitality or retail with international customers
  • You want transparent FX fees without hidden spreads
  • You need flexible pre-authorizations and deposits
  • You want BNPL and wallet to build customer loyalty
  • You need integrated native SDI e-invoicing

Planet might be enough if...

  • Your business depends primarily on DCC for tourists
  • You have no need for advanced digital solutions
  • You are already integrated into their vertical systems
  • You have no need for proprietary BNPL or wallet

Frequently Asked Questions

Does RoxPay handle DCC (Dynamic Currency Conversion)?
Yes. RoxPay manages foreign currency transactions with transparent and competitive FX rates. Your international customers can pay in their own currency with clear fees.
Is RoxPay suitable for hotels?
Absolutely yes. RoxPay supports pre-authorizations, deferred charges, security deposits, and e-invoicing: everything needed for the hospitality sector in one platform.
How does RoxPay handle bookings with card guarantee?
Through PCI Proxy, RoxPay tokenizes card data at time of booking. The hotel can charge or release the hold at any time, without handling sensitive data.
Can I use RoxPay for both e-commerce and hotel POS together?
Yes. This is precisely RoxPay's strength: unifying online payments and physical payments in a single omnichannel dashboard with automatic reconciliation.

Take Your Property to the Next Level with RoxPay

Hotels, retail, hospitality: RoxPay is the omnichannel platform that Planet cannot be.

Check how RoxPay compares to other PSPs in the market