Going Global

Challenges of International Payment Processing

Low Cross-Border Approval Rates

International transactions have 10-20% lower approval rates than domestic ones. Issuing banks flag foreign merchants, and currency mismatches trigger additional fraud checks.

Local Acquiring Network

RoxPay routes transactions through local acquiring banks in key markets (EU, UK, US, Asia-Pacific), making your transactions appear domestic. Approval rates increase by 15-25%.

Hidden FX Costs

Most international payment gateway providers bury exchange rate markups of 2-4% in their pricing. Merchants have no visibility into the real cost of currency conversion.

Transparent FX Pricing

RoxPay shows you the mid-market rate and our markup separately. Competitive FX rates starting at 1% over mid-market. Full transparency on every cross-border transaction.

Limited Payment Methods

70% of global consumers prefer local payment methods over international cards. Offering only Visa/Mastercard means losing customers in markets like Germany (SOFORT), Netherlands (iDEAL), and Asia (WeChat Pay).

Local Payment Methods

Our international payment gateway supports 100+ payment methods: cards, SEPA, iDEAL, Bancontact, SOFORT, Przelewy24, and more. One integration, every market.

Regulatory Complexity

Cross-border payments involve PSD2 SCA requirements, local tax regulations, data residency laws, and country-specific compliance rules that differ across every market.

Built-In Global Compliance

RoxPay handles PSD2 SCA, GDPR, local tax reporting, and cross-border regulatory requirements automatically. Our international payment gateway is compliant in every market we serve.

Global Capabilities

Everything You Need for International Payment Processing

The best international payment gateway combines local expertise with global reach — that's RoxPay.

190+ Countries Supported

Accept payments from virtually every country in the world. Our international payment gateway covers all major markets with local acquiring and optimized routing.

30+ Currencies

Process and settle in EUR, GBP, USD, CHF, SEK, PLN, CZK, and 25+ more currencies. Multi-currency checkout with dynamic currency conversion for international customers.

100+ Payment Methods

Cards (Visa, Mastercard, Amex), SEPA Direct Debit, iDEAL, Bancontact, SOFORT, Przelewy24, Apple Pay, Google Pay, and dozens more local methods.

Smart Transaction Routing

AI-powered routing optimizes each transaction across our network of acquiring partners. Maximize approval rates and minimize processing costs automatically.

Multi-Language Checkout

Hosted checkout page supports 15+ languages with automatic locale detection. Customers see their local language, currency, and preferred payment methods.

Global Fraud Prevention

Country-specific risk rules, IP geolocation, device fingerprinting, and 3D Secure 2.0. AI models trained on global transaction patterns detect cross-border fraud.

Getting Started

Accept International Payments in 4 Steps

From signup to global payment acceptance, our international gateway makes cross-border expansion simple.

1

Create Your Global Account

Sign up and tell us which markets you want to target. Our team configures your international payment gateway with the optimal currency, payment method, and acquiring setup.

2

Configure Markets & Currencies

Select your target currencies, enable local payment methods, and set FX settlement preferences. Choose whether to settle in local currencies or convert to your home currency.

3

Integrate & Customize

Connect our API or install a platform plugin. Customize your checkout with multi-language support, local payment methods, and currency display for each target market.

4

Go Live Globally

Start accepting international payments immediately. Monitor cross-border performance, FX rates, and approval rates by country from your unified dashboard.

Frequently Asked Questions

Questions About International Payment Gateways

What is an international payment gateway?

An international payment gateway is a payment processing platform that enables businesses to accept payments from customers in different countries, currencies, and through local payment methods. Unlike domestic-only gateways, international gateways handle currency conversion, cross-border routing, and multi-jurisdiction compliance.

How many countries does RoxPay support?

RoxPay's international payment gateway accepts payments from 190+ countries worldwide. We provide local acquiring in the European Union, United Kingdom, United States, and Asia-Pacific regions, with over 100 local payment methods across all major markets.

What are the FX rates for international transactions?

RoxPay offers transparent FX pricing starting at 1% over the mid-market rate. Unlike many international payment gateway providers that hide FX markups in their processing fees, we show you the exact exchange rate and markup on every transaction.

Can I settle in multiple currencies?

Yes. RoxPay supports multi-currency settlement. You can choose to settle each currency separately (e.g., EUR to your Euro account, GBP to your Sterling account) or convert everything to your home currency. Flexible settlement options for global payment processing.

How does RoxPay improve international approval rates?

Our international payment gateway uses local acquiring banks in key markets, making cross-border transactions appear as domestic ones to issuing banks. Combined with AI-powered routing and 3D Secure 2.0 optimization, this typically increases approval rates by 15-25% compared to single-acquirer setups.

What is the best international payment gateway?

The best international payment gateway combines wide country coverage, local payment methods, transparent FX rates, and high approval rates. RoxPay delivers all four: 190+ countries, 100+ payment methods, transparent FX from 1%, and local acquiring for optimized approval rates. Plus transparent IC++ pricing with no hidden cross-border surcharges.

Get started today

Expand Your Business Globally

Start accepting payments from 190+ countries with transparent FX rates and local payment methods.

✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support