Retail stores

Digital payments for retail stores: a single ecosystem

Physical checkouts, contactless POS, e-commerce and loyalty apps: unify your store's collection flows in a platform integrated with your management system.

The problem

Fragmented payments erode your margins

Every store is a micro-ecosystem of payments, collections and reconciliations. Systems rarely communicate with each other smoothly.

Misaligned data everywhere

Physical checkouts, contactless POS, e-commerce and loyalty apps: each channel generates separate data. Reconciling them manually is a daily task.

Unified data in real time

All channels, POS, e-commerce, checkouts and apps, converge in a single platform. Automatic reconciliation, zero duplications.

Costly manual reconciliation

Hours of manual checks between POS and management system. Every error requires cross-checks that keep staff busy on zero-value activities.

Zero-click reconciliation

Every transaction is automatically reconciled with the management system. No manual checks, no errors, staff free for value-added activities.

Partial view of cash flows

CFOs have no real-time visibility on collections, margins and liquidity. Decisions are made on incomplete or delayed data.

Total cash flow visibility

Real-time dashboard with collections, margins and liquidity for every store. Decisions based on up-to-the-minute data.

The RoxPay solution

The partner that speaks your systems' language

RoxPay unifies physical and digital payment flows by integrating them with the systems already in use at the store or across the retail network.

With an in-house development team and proprietary solutions, we create custom integrations with ERP, CRM, checkouts, e-commerce apps and management software.

Every collection process becomes traceable, reconciled and automated. Not an intermediary, but a technology partner.

Unified flow

From in-store payment to bank credit

In-store payment

Customer pays at POS, checkout or self-checkout

Online payment

Purchase via e-commerce, app or click-and-collect

Automatic reconciliation

RoxPay syncs with ERP and accounting

Credit in 24h

Funds available, tracked in dashboard

Concrete benefits

Digitize your entire collection cycle

Automatic reconciliation

POS, e-commerce and accounting reconciled automatically. Zero manual checks, zero errors.

Settlements in 24-48 hours

Complete traceability and fees from 0.5%. Funds credited the day after payment.

ERP and checkout integration

REST APIs and custom plugins to connect to your store's ERP and checkout systems.

Reduced fees

Rates from 0.5%, transparent, no hidden costs. Every cent saved is extra margin.

Real-time analytics dashboard

Monitor volumes, margins and performance per store. Data always up-to-date and accessible.

Unified multi-store

Manage all stores from a single platform. Centralized view of the entire retail network.

How it works

Direct connection to your IT ecosystem

RoxPay solutions connect directly to the store's IT ecosystem via REST APIs, SDKs or dedicated plugins.

The entire integration is developed in-house by the RoxPay team, without third parties or external middleware.

1

Analysis of IT infrastructure and payment flows

2

Integration via REST API/SDK with ERP, checkouts and management system

3

Automatic synchronization between payments and accounting

4

Go-live: every collection tracked in unified dashboard

Retail results

Retail chain, 8 stores + e-commerce

A fashion brand with 8 physical stores and an online shop unified POS and digital checkout with RoxPay. Numbers after the first quarter.

5 min

Reconciliation per store (before: 40 min)

99.8%

Automatic POS match with management system

+€8,200

Monthly margin recovered on fees

Automate your retail collections

Discover how RoxPay can integrate payments into your management system and reduce collection costs.

FAQ

Find answers to frequently asked questions