🔄 Subscription Economy

Automatic recurring payments, worry-free.

Manage subscriptions, installments, and recurring payments with maximum flexibility. Secure tokenization, automatic recovery of failed payments, and dedicated dashboard.

  • Automatic card tokenization
  • Subscription management and flexible plans
  • Smart Retrying for failed payments
  • Detailed reporting on churn rate
📈 MRR +18%
📉 Churn −20%
💎 LTV ↑35%
Recurring revenue
€ 53.200 ↑ 34%
18k
2020
24k
2021
31k
2022
36k
2023
47k
2024
53k
2025
+20%
Retention rate
99.9%
Uptime SLA
<2s
Tokenization
€0
Setup cost
How it works

How the recurring payments and automatic charges platform works

From onboarding to your first automatic renewal in minutes.

01

Configure your plans

Create monthly, annual, weekly or custom plans. Define trials, coupons and discounts from the dashboard.

02

PCI DSS tokenization

The customer enters their card once. Data is tokenized in a PCI DSS Level 1 compliant vault.

03

Automatic charges & dunning

If a payment fails, the system makes 3 automatic attempts on the same day. If all three fail, it retries once every 3 days for 30 days. After 10 total failures the subscription is suspended. An email is sent to both the merchant and the customer at every failure, so the customer can update their card.

04

Real-time monitoring

Dedicated dashboard with MRR, churn rate, LTV and real-time webhook notifications for every event.

Lifecycle

Full automation of the subscription lifecycle

RoxPay automatically manages every phase: from the first tokenization to renewal, from failure recovery to expired card updates.

Dynamic plans

Monthly, annual, weekly or custom

Dunning Management

Intelligent automatic recovery of failures

Upgrade & Downgrade

Immediate management without friction for the user

Trial & Discounts

Configure trial periods and coupons in one click

+20% retention thanks to our Smart Retrying system and automatic card updates.

Tokenization
Renewal
Smart Retry
Success
Advanced features

Advanced features to manage subscriptions and recurring payments

From tokenization to renewal management, every phase of the subscription lifecycle is automated.

Secure Card Storage

Save card data in a PCI-compliant way. Customers never have to re-enter them.

AI Smart Retrying

Retry failed charges on days and times with the highest probability of success.

Real-time Webhooks

Your system is instantly notified of every renewal or failure.

Subscription Dashboard

View MRR, LTV, and churn rate in real-time.

Automatic Invoicing

Generate and send invoices via SDI for every successful renewal.

Account Updater

Automatically update card data in the vault before they expire.

Integration

One platform for recurring payments across every industry

From SaaS to hospitality, from subscription services to utilities: every model based on periodic payments finds its ideal solution.

SaaS & Software

Manage thousands of subscriptions with upgrades, downgrades and trials built into the payment flow.

Hospitality & Travel

Automatic collections for recurring stays, memberships and subscription services for hospitality businesses.

Media & Streaming

Multi-tier plans with recurring billing and account updater to reduce involuntary churn.

Utility & B2B Services

Bills, fees and B2B subscriptions with SDD via Open Banking or tokenized card.

Security & Compliance

PCI DSS security and regulatory compliance for automatic charges

Every recurring transaction is protected by enterprise-grade security standards and compliant with European regulations.

PCI DSS Level 1

PCI DSS Level 1

Highest certification level for card data

3D Secure 2.0

3D Secure 2.0

Strong SCA authentication for every charge

PSD2 Compliant

PSD2 Compliant

European payment services directive

GDPR Ready

GDPR Ready

Personal data protection and consent management

Use case

Line2Lead: automated marketing subscriptions for SMEs

Line2Lead

Line2Lead

Strategic marketing consultancy for SMEs and professionals, subscription-based services

Problem

Manual management of monthly fees for the "Dynamic Marketing Manager" service. Recurring billing handled via bank transfers and manual reminders, with payment delays and involuntary churn.

Solution

RoxPay integration for automatic recurring charges on tokenized card. Smart Retrying with 3 daily attempts and retry every 3 days. Automatic emails to merchant and customer at every failure.

Result

Integration completed in 5 days. Involuntary churn eliminated thanks to Smart Retrying. Admin time reduced by 90% with automatic invoicing.

5 days
Full integration
from kick-off to go-live
+200
Managed clients
SMEs and professionals
0%
Involuntary churn
thanks to smart retrying
−90%
Admin time
from manual to automatic

Create your individual Subscription Economy

Simplify your cash flow management with Roxpay recurring payments.

Frequently Asked Questions

Find answers to frequently asked questions