Recurring payments and automatic charges for businesses and SaaS
Automate subscriptions, installments and periodic payments with PCI DSS tokenization, AI smart retrying and dunning management. Reduce involuntary churn by up to 20%.
- Automatic PCI DSS tokenization
- Built-in AI Smart Retrying
- Account Updater anti-churn
- Real-time MRR and churn dashboard
How the recurring payments and automatic charges platform works
From onboarding to first automatic renewal in minutes.
Configure your plans
Create monthly, annual, weekly or custom plans. Define trials, coupons and discounts from the dashboard.
PCI DSS Tokenization
The customer enters their card once. Data is tokenized in a PCI DSS Level 1 compliant vault.
Automatic charges & dunning
If a payment fails, the system makes 3 automatic attempts on the same day. If all three fail, it retries once every 3 days for 30 days. After 10 total failures the subscription is suspended. An email is sent to both the merchant and the customer at every failure, allowing the customer to update their card.
Real-time monitoring
Dedicated dashboard with MRR, churn rate, LTV and real-time webhook notifications for every event.
Full automation of the subscription lifecycle
RoxPay automatically manages every phase: from the first tokenization to renewal, from failure recovery to expired card updates.
Monthly, annual, weekly or custom with built-in trials and coupons
AI Smart Retrying at the moments with the highest success probability
Instant management with zero friction for the end user
Automatic card updates before expiry
+20% retention thanks to the Smart Retrying system and automatic card updates.
Advanced features to manage subscriptions and recurring payments
From tokenization to renewal management, every phase of the subscription lifecycle is automated.
PCI DSS Card Storage
Store card data in a PCI DSS Level 1 compliant way. Customers never have to re-enter them at each renewal.
AI Smart Retrying
Retry failed charges on days and times with the highest probability of success using machine learning.
Real-time Webhooks
Your system receives instant notifications for every renewal, failure or plan change.
MRR & Churn Dashboard
Monitor recurring revenue, LTV and churn rate with interactive real-time charts.
Automatic Invoicing
Generate and send electronic invoices for every successful renewal.
Account Updater
Automatically update card data in the vault before it expires, reducing involuntary churn.
One platform for recurring payments across every industry
From SaaS to hospitality, from subscription services to utilities: every model based on periodic payments finds its ideal solution.
SaaS & Software
Manage thousands of subscriptions with upgrades, downgrades and trials built into the payment flow.
Hospitality & Travel
Automatic collections for recurring stays, memberships and subscription services for hospitality businesses.
Media & Streaming
Multi-tier plans with recurring billing and account updater to reduce involuntary churn.
Utility & B2B Services
Bills, fees and B2B subscriptions with SDD via Open Banking or tokenized card.
PCI DSS security and regulatory compliance for automatic charges
Every recurring transaction is protected by enterprise-grade security standards and compliant with European regulations.
PCI DSS Level 1
Highest certification level for card data
3D Secure 2.0
Strong SCA authentication for every charge
PSD2 Compliant
European payment services directive
GDPR Ready
Personal data protection and consent management
Line2Lead: automated marketing subscriptions for SMEs
Line2Lead
Strategic marketing consultancy for SMEs and professionals, subscription-based services
Problem
Manual management of monthly fees for the "Dynamic Marketing Manager" service. Recurring billing handled via bank transfers and manual reminders, with payment delays and involuntary churn.
Solution
RoxPay integration for automatic recurring charges on tokenized card. Smart Retrying with 3 daily attempts and retry every 3 days. Automatic emails to merchant and customer at every failure.
Result
Integration completed in 5 days. Involuntary churn eliminated thanks to Smart Retrying. Admin time reduced by 90% with automatic invoicing.
Create your individual Subscription Economy
Simplify your cash flow management with Roxpay recurring payments.