Practical guides & articles
Advanced resources, technical tutorials, and payment strategies for developers, CFOs, and e-commerce managers.
What is Open Banking and Account-to-Account (A2A) Payments?
Discover how Open Banking (A2A) payments and the PSD2 directive are eliminating expensive credit card fees in the B2B and B2C e-commerce world.
What is the Acquiring Markup and how to negotiate it?
The only negotiable fee on POS and e-commerce payments is the Acquiring Markup. Discover what it is, how gateways hide their margins, and how to lower it.
How to Calculate Payment Gateway Fees: IC++ Guide
Learn how to calculate digital payment commission fees. A complete guide on Interchange Fees, Scheme Fees, and Acquiring Markups (IC++ pricing model).
How to Manage Credit Card Chargebacks & Disputes in E-commerce
A complete guide to preventing, managing, and winning credit card chargebacks. Discover their impact on your merchant account and defense strategies.
E-commerce Payment API Integration Guide
Learn how to integrate a payment gateway via RESTful APIs. Best practices for PCI-DSS security, webhook management, and checkout optimization.
FX Currency Conversion Costs in International Payments
Selling abroad? Discover the hidden FX (foreign exchange) fees applied by payment gateways and learn how to neutralize them through Like-for-Like settlement.
How to Choose the Best Android Smart POS for your Store
Compare the advantages of Android Smart POS terminals against legacy bank card readers. Discover how integrating cash register software boosts profits.
Managing Recurring Payments & Subscriptions: Cards vs Bank Debits
Learn how to structure recurring payments for your SaaS or e-commerce. A deep dive linking SEPA Direct Debit (SDD) vs Credit Cards to reduce your churn rate.
Scheme Fees Explained: The Hidden Network Costs of Credit Cards
What are Scheme Fees (Skim Fees)? Learn about the costs associated with credit card networks like Visa and Mastercard, how they are calculated, and why they matter.
What are Interchange Fees & How do they affect your business?
Discover the meaning of Interchange Fees, who collects them, how European regulations (PSD2/MIF) cap them, and why they impact your online and POS acceptance costs.