Accept Every Payment Method Your Customers Prefer
RoxPay supports the full spectrum of accepted payment methods — credit and debit cards (Visa, Mastercard, Amex), SEPA Direct Debit, bank transfers, digital wallet payments (Apple Pay, Google Pay), and Buy Now Pay Later. One gateway, every way to pay.
From Limited Options to Full Payment Flexibility
Card-Only Limits Your Reach
Customers expect to pay with their preferred method. Restricting to cards alone means losing sales from those who prefer SEPA Direct Debit, digital wallets, or bank transfers.
Full Card Network Support
Accept Visa, Mastercard, and Amex payments with optimized approval rates. RoxPay's Visa Mastercard payment processing includes 3D Secure 2.0 and tokenization for secure, frictionless checkout.
Manual Bank Transfer Handling
Tracking bank transfers and SEPA payments manually creates delays, reconciliation errors, and poor customer experience. Many gateways don't support SEPA Direct Debit natively.
SEPA Direct Debit & Bank Transfers
RoxPay integrates SEPA Direct Debit for recurring subscriptions and one-off collections. Bank transfers are reconciled automatically with instant notification — no manual matching required.
Mobile Shoppers Abandon at Checkout
On mobile, typing card details is friction-heavy. Shoppers who prefer Apple Pay or Google Pay often abandon when these digital wallet payments aren't available.
Apple Pay & Google Pay Ready
Digital wallet payments with Apple Pay and Google Pay are built in. One-tap checkout on mobile and desktop increases conversion and reduces cart abandonment by up to 40%.
Multiple Gateways for Different Methods
Managing separate providers for cards, SEPA, and BNPL means fragmented reporting, higher fees, and complex integrations. Merchants lose visibility and control.
Unified Payment Methods Platform
All accepted payment methods in one gateway: cards, SEPA Direct Debit, bank transfers, Apple Pay, Google Pay, and Buy Now Pay Later. Single API, unified dashboard, one reconciliation.
Accepted Payment Methods & Features
Everything you need to accept every way your customers want to pay — from Visa Mastercard payment to digital wallet payments and beyond.
Credit & Debit Cards
Visa, Mastercard, and Amex with 3DS2, tokenization, and optimized routing. Support for recurring and one-off transactions with industry-leading approval rates.
SEPA Direct Debit
SEPA Direct Debit for recurring subscriptions, membership fees, and one-off collections. Mandate management, pre-notifications, and automatic retries included.
Apple Pay & Google Pay
Digital wallet payments with Apple Pay and Google Pay. One-tap checkout on web and mobile — no card entry required. Higher conversion and lower fraud risk.
Bank Transfers
Accept bank transfers with automatic reconciliation. Real-time payment notifications and support for instant payment schemes across Europe.
Buy Now Pay Later
Offer installment payments with instant AI credit scoring. Zero risk for merchants — full payout at checkout. Increases average order value by up to 30%.
PCI DSS & Fraud Protection
PCI DSS Level 1 certified infrastructure. Advanced fraud detection, velocity checks, and 3D Secure for secure payment methods processing.
Enable Payment Methods in 4 Steps
From signup to accepting Visa Mastercard payment, SEPA Direct Debit, and digital wallet payments — RoxPay makes it simple.
Create Your Account
Sign up at RoxPay and complete the merchant onboarding. Provide your business details and bank account for settlements. Approval typically within 24 hours.
Choose Your Payment Methods
Select which accepted payment methods to enable: cards (Visa, Mastercard, Amex), SEPA Direct Debit, Apple Pay, Google Pay, bank transfers, or Buy Now Pay Later. Enable all or start with a subset.
Integrate via API or Plugin
Connect via RESTful API, or use ready-made plugins for WooCommerce, Shopify, and Magento. Our SDKs support all payment methods with a single integration.
Go Live & Accept Payments
Switch to production and start accepting payments. Monitor transactions, manage refunds, and access unified reporting for all payment methods from one dashboard.
Payment Methods FAQ
What payment methods does RoxPay accept?
RoxPay supports a full range of accepted payment methods: Visa, Mastercard, and Amex credit and debit cards; SEPA Direct Debit for recurring and one-off payments; bank transfers; digital wallet payments including Apple Pay and Google Pay; and Buy Now Pay Later. All methods are available through a single gateway integration.
How does Visa Mastercard payment processing work with RoxPay?
RoxPay processes Visa Mastercard payment transactions with 3D Secure 2.0 for strong customer authentication, tokenization for secure storage, and smart routing across multiple acquirers to maximize approval rates. Both one-off and recurring card payments are supported.
What is SEPA Direct Debit and how do I use it?
SEPA Direct Debit lets you collect payments directly from your customers' bank accounts across the SEPA zone. Ideal for subscriptions, membership fees, and recurring bills. RoxPay handles mandate management, pre-notifications, and automatic retries — you receive the funds according to SEPA timelines.
Are Apple Pay and Google Pay supported?
Yes. Digital wallet payments with Apple Pay and Google Pay are fully supported. Customers can pay with one tap on mobile and desktop. These payment methods typically increase conversion and reduce cart abandonment, especially on mobile devices.
Can I offer Buy Now Pay Later as a payment method?
Yes. RoxPay's Buy Now Pay Later option lets customers split purchases into interest-free installments. AI credit scoring provides instant approval with zero risk for the merchant — you receive the full amount at checkout. This payment method is proven to increase average order value.
Do I need separate integrations for each payment method?
No. All accepted payment methods — cards, SEPA Direct Debit, Apple Pay, Google Pay, bank transfers, and BNPL — are available through a single RoxPay API and dashboard. One integration gives you access to every payment method your customers prefer.
Is RoxPay PCI DSS compliant for card payments?
Yes. RoxPay is PCI DSS Level 1 certified, the highest level of payment card security. Card data is tokenized and never stored on your systems. Our infrastructure meets the strictest requirements for Visa Mastercard payment and other card processing.
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Accept Every Payment Method Your Customers Use
Enable Visa, Mastercard, SEPA Direct Debit, Apple Pay, Google Pay, and more — all through one RoxPay gateway. Get started in 24 hours.
✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support