Payment Processing

RoxPay & Nexi: Digital Payment Excellence

The partnership between RoxPay's orchestration gateway and Nexi's acquiring and processing infrastructure delivers a complete solution for merchants to accept in-store and online payments across the Italian and European market.

2.5B+

Annual transactions

30+

Countries served

€2.3T

Volume processed

99.99%

Guaranteed uptime

The Partner

Europe's leading digital payments company

Nexi is Europe's leading paytech company, formed from the merger of Italy's most prominent payment companies and listed on Borsa Italiana. Operating in over 25 countries, Nexi processes billions of transactions annually, serving banks, merchants, and financial institutions across Europe. Its cutting-edge infrastructure spans the entire value chain: from card issuing to acquiring, processing to digital banking.

Acquiring eCommerce POS Digital Banking

Acquiring

Visa, Mastercard, PagoBANCOMAT

eCommerce

Online checkout & digital payments

POS

Physical & virtual terminals

Digital Banking

Digital banking services

Unified Processing

Cards, physical POS, and ecommerce payments managed from a single integration point

Enterprise Scalability

Infrastructure designed for high volumes with automatic load balancing

European Compliance

Fully compliant with PSD2, PCI DSS, and European digital payment regulations

The Partnership

Integrated acquiring and gateway orchestration

The collaboration between RoxPay and Nexi combines the power of RoxPay's payment orchestration with Nexi's acquiring and processing backbone. Merchants get a unified experience: a single integration point to manage card transactions, physical POS, and ecommerce payments, with intelligent routing that directs each transaction to the most efficient channel and automatic reconciliation across all touchpoints.

Technical Integration

Acquiring and gateway in a single platform

The integration leverages Nexi's acquiring rails for direct card processing on Visa, Mastercard, and domestic circuits. Settlement is optimized with accelerated crediting and real-time automatic reconciliation. Multi-currency support enables payment acceptance in over 25 currencies with integrated DCC conversion, while dynamic 3D Secure maximizes authorization rates.

Direct Acquiring

Visa, Mastercard, and domestic circuit card processing through Nexi's infrastructure

Optimized Settlement

Accelerated crediting with automatic reconciliation and real-time reporting

Multi-currency

Payment acceptance in over 25 currencies with integrated DCC conversion

Omnichannel POS

Physical and virtual terminals managed from a single platform with unified dashboard

Advanced Anti-fraud

Machine learning and customizable rules to prevent fraud in real time

RESTful APIs

Rapid integration with complete documentation and developer sandbox

The Benefits

Faster settlements and broader acceptance

Integrating Nexi's acquiring into the RoxPay gateway means faster settlements, card acceptance across all major international and domestic circuits, competitive interchange rates, and seamless technical integration. Merchants benefit from improved cash flow, unified reporting, and a smooth payment experience both in-store and online.

What is Nexi?

Nexi is Europe's largest digital payments group, formed from the merger of SIA, Nets, and Italy's leading payment companies. Listed on Borsa Italiana, Nexi operates in over 25 countries and serves banks, merchants, and financial institutions with acquiring, processing, card issuing, and digital banking solutions.

What are the benefits of the RoxPay-Nexi integration?

The integration provides merchants with faster settlements, acceptance on all major card circuits (Visa, Mastercard, PagoBANCOMAT), competitive interchange rates, automatic reconciliation, and a single dashboard to manage both POS and ecommerce transactions. RoxPay's intelligent routing optimizes each transaction for the most efficient channel.

How does acquiring through Nexi work?

Nexi acts as a direct acquirer for card transactions. When a customer pays, the transaction is routed through the RoxPay gateway to Nexi's acquiring rails, which authorize, process, and settle the payment. The entire flow is managed via RESTful APIs with dynamic 3D Secure and tokenization for maximum security.

Can I use my current bank account?

Yes, absolutely. Funds from transactions processed through Nexi are credited directly to your existing bank account. There is no need to open a new bank account: settlement happens automatically and crediting times are optimized.

Use Case

Omnichannel for Retail

A retail chain with 40 locations integrated RoxPay's gateway with Nexi's acquiring infrastructure to unify in-store POS and online ecommerce payments. All physical terminals and digital checkout are managed from a single platform with a centralized dashboard, automatic reconciliation, and real-time reporting. Result: +22% transaction speed at terminals and 99.99% guaranteed uptime across all channels.

+22%

Transaction speed at terminals

99.99%

Guaranteed uptime across all channels

Explore the integration

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