Payment Gateway Built for SaaS and Subscription Revenue
RoxPay delivers everything SaaS companies need: automated recurring billing, smart dunning to reduce churn, flexible trial management, usage-based pricing support, and IC++ transparent rates that scale with your MRR.
Why SaaS Companies Need a Specialized Payment Stack
Involuntary Churn from Failed Payments
Up to 40% of SaaS churn is involuntary — customers whose payments fail due to expired cards, insufficient funds, or bank declines. Generic payment gateways lack the retry logic SaaS needs.
Smart Dunning & Recovery
RoxPay's dunning engine retries failed payments at optimal times, sends customizable reminder emails, and supports card updater services. Recover up to 30% of otherwise-lost revenue automatically.
Complex Billing Models
SaaS pricing has evolved beyond simple monthly fees. Usage-based, seat-based, tiered, and hybrid models require flexible billing logic that most payment gateways don't support natively.
Flexible Billing Engine
RoxPay supports metered usage, per-seat billing, tiered pricing, and custom billing intervals. Send usage records via API; we calculate and charge automatically.
Trial and Freemium Friction
Converting trial users to paid is critical for SaaS growth. Awkward upgrade flows, missing card-on-file, and manual billing processes kill conversion at the most critical moment.
Seamless Trial-to-Paid
Capture payment methods during trial signup without charging. Auto-convert when trials end, apply coupons, handle plan upgrades mid-cycle — all without re-entering card details.
Global Customer Base
SaaS companies sell worldwide from day one. Supporting international cards, local payment methods, and multi-currency billing with a single provider is a constant struggle.
Global Payment Coverage
Accept cards from anywhere, offer SEPA Direct Debit for European subscribers, and bill in 30+ currencies. Local acquiring in key markets means higher approval rates and lower costs.
Everything SaaS Companies Need in One Platform
From your first subscriber to enterprise scale, RoxPay handles the payment complexity so you can focus on product.
Automated Recurring Billing
Set up subscriptions with cards or SEPA Direct Debit. We handle the billing cycle, proration, plan changes, pauses, and cancellations automatically.
Dunning & Failed Payment Recovery
Smart retry schedules, card updater integration, and customizable email sequences to recover failed payments before they become churn.
Trials, Coupons & Promotions
Offer free trials with card-on-file, apply percentage or fixed discounts, create limited-time offers, and manage promo codes programmatically.
Usage-Based Billing
Report usage via API; we aggregate and invoice at billing cycle end. Support for metered, tiered, and hybrid usage models.
Multi-Seat & Team Billing
Handle seat-based pricing with automatic adjustments when teams grow or shrink. Support for per-seat minimums and volume discounts.
Card Vault & Tokenization
PCI-compliant card storage with automatic card updates from networks. Customers save cards once; billing continues seamlessly even after card replacement.
Launch Subscription Billing in 4 Steps
From signup to first subscription charge — we make it fast.
Create Your Account
Sign up for RoxPay. Our team will verify your SaaS business and configure your account for recurring billing within 24-48 hours.
Define Your Plans
Create subscription plans in the dashboard or via API. Set pricing, billing intervals, trial periods, and any usage-based components.
Integrate the Checkout
Use our hosted checkout, embedded payment form, or full API integration. Capture card-on-file during signup and link to your subscription plans.
Automate Billing
RoxPay handles the rest: charging at renewal, retrying failures, sending receipts, and syncing subscription status back to your app via webhooks.
SaaS Payment Gateway FAQ
How does dunning work for SaaS subscriptions?
When a subscription payment fails, RoxPay automatically retries at optimized intervals. We integrate with card network updaters to refresh expired cards, send customizable reminder emails to customers, and pause subscriptions gracefully if recovery fails. Most SaaS companies recover 25-30% of failed payments with our dunning engine.
Can I offer free trials with card-on-file?
Yes. RoxPay supports trial periods where you capture the customer's card without charging. When the trial ends, we automatically charge the first subscription payment. You can also offer freemium tiers with upgrade flows that don't require re-entering payment details.
Do you support usage-based and metered billing?
Yes. Send usage records via API throughout the billing period. At renewal, RoxPay aggregates usage and calculates the charge based on your pricing tiers. We support pure usage-based, hybrid (base fee + usage), and per-seat models.
What payment methods work best for SaaS?
For consumer SaaS, cards and digital wallets offer the best conversion. For B2B SaaS in Europe, SEPA Direct Debit reduces failed payments significantly (no card expiration issues) and has lower fees. RoxPay supports both from a single integration.
How do mid-cycle plan changes work?
When a customer upgrades or downgrades, RoxPay automatically prorates charges. Upgrades can be charged immediately or at next renewal; downgrades credit the customer's balance. The subscription continues without interruption.
Is RoxPay PCI compliant?
Yes. RoxPay is PCI DSS Level 1 certified. We handle all card data on our servers using hosted payment fields or tokenization. Your SaaS application never touches raw card numbers, keeping you out of PCI scope.
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Scale Your SaaS Revenue with RoxPay
Join SaaS companies using RoxPay for recurring billing, dunning, and global payments. No monthly fees — pay only for what you process.
✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support