Practical guides & articles
Advanced resources, technical tutorials, and payment strategies for developers, CFOs, and e-commerce managers.
3D Secure Payment Gateway | RoxPay
How 3D Secure protects merchants from fraud and chargebacks. Covers 3DS1 vs 3DS2, liability shift, when 3DS is required, and implementing 3DS2 with RoxPay.
What is Open Banking and Account-to-Account (A2A) Payments?
Discover how Open Banking (A2A) payments and the PSD2 directive are eliminating expensive credit card fees in the B2B and B2C e-commerce world.
What is the Acquiring Markup and how to negotiate it?
The only negotiable fee on POS and e-commerce payments is the Acquiring Markup. Discover what it is, how gateways hide their margins, and how to lower it.
Adult Merchant Account: Get Approved and Process Payments | RoxPay
How to get an adult merchant account: which processors accept adult content, approval requirements, pricing, and compliance obligations for card payments.
Adult Payment Gateway: Accept Payments on Adult Sites | RoxPay
Adult payment gateway for adult websites: how it works, age verification requirements, card scheme compliance, chargeback management, and how to get approved.
Adult Payment Processing: Options and How to Start | RoxPay
Adult payment processing explained: card acceptance, crypto alternatives, chargeback management, compliance requirements, and choosing the right processor.
Android POS Terminal for Business | RoxPay
Learn how Android POS terminals work, how they compare to traditional bank terminals, and how to get one through RoxPay with IC++ pricing from 0.45%.
Bank POS vs Gateway 2026: Fee Comparison Table
Bank: €120-150 on €10k/month, account lock-in. Gateway: €50-80, any IBAN. Table of differences and when to switch.
Bitcoin Payment Gateway for Business | RoxPay
Accept Bitcoin payments on your website with a bitcoin payment gateway. No chargebacks, irreversible transactions, global reach, and API integration guide.
Blockchain Payment Solutions for Business | RoxPay
What blockchain payment solutions are, how they work for business, settlement options, integration approaches, and compliance requirements for merchants.
How to Calculate Payment Gateway Fees: IC++ Guide
Learn how to calculate digital payment commission fees. A complete guide on Interchange Fees, Scheme Fees, and Acquiring Markups (IC++ pricing model).
Casino Payment Processing: Deposits and Withdrawals Guide | RoxPay
Casino payment processing explained: how player deposits and withdrawals work, payment method mix, chargeback management, and compliance requirements for casinos.
CBD Payment Gateway: Hemp Businesses Accept Card Payments | RoxPay
CBD payment gateway for hemp businesses: why mainstream processors decline CBD, how to get approved, compliance requirements, and which processor to use.
How to Manage Credit Card Chargebacks & Disputes in E-commerce
A complete guide to preventing, managing, and winning credit card chargebacks. Discover their impact on your merchant account and defense strategies.
Chargeback Dispute Process | RoxPay
A complete guide to the chargeback dispute process: how it works step by step, reason codes, evidence requirements, deadlines, and how to submit a winning representment.
Contactless Payment Terminal | RoxPay
How contactless payment terminals work, NFC vs QR vs Bluetooth technologies, security standards, and how to get a contactless POS terminal through RoxPay.
Cross-Border Payment Gateway | RoxPay
How to accept international payments without friction: currency conversion, FX rates, AML compliance, reducing cross-border decline rates, and RoxPay for international merchants.
Crypto Merchant Account: Accept Cryptocurrency Payments | RoxPay
What a crypto merchant account is, how to get one, supported assets, settlement options, compliance requirements, and API integration for crypto payments.
Crypto Payment Gateway for Business | RoxPay
Accept Bitcoin and digital currencies on your site with a crypto payment gateway. No chargebacks, global reach, 24-48h settlement. PCI DSS Level 1.
Cryptocurrency Payment Processor for Business | RoxPay
How to choose a cryptocurrency payment processor: supported assets, settlement options, compliance requirements, and API integration for merchants.
E-commerce Payment API Integration Guide
Learn how to integrate a payment gateway via RESTful APIs. Best practices for PCI-DSS security, webhook management, and checkout optimization.
Fintech Payment Gateway | RoxPay
What defines a fintech payment gateway, key features including open banking and tokenisation, API-first architecture, compliance, and RoxPay as an Italian fintech gateway.
Forex Merchant Account: Payment Processing for FX Brokers | RoxPay
Forex merchant account guide: why FX brokers need specialist processing, regulatory requirements, chargeback management, and how to get approved.
Friendly Fraud Chargebacks | RoxPay
How to detect, fight, and prevent friendly fraud chargebacks. Covers evidence packages, 3DS2, billing descriptors, and representment strategy for merchants.
FX Currency Conversion Costs in International Payments
Selling abroad? Discover the hidden FX (foreign exchange) fees applied by payment gateways and learn how to neutralize them through Like-for-Like settlement.
Gambling Merchant Account: How Betting Operators Get Approved | RoxPay
Gambling merchant account guide: approval requirements, gambling licence documentation, rolling reserves, chargeback management, and EU acquiring options.
Gambling Payment Gateway for Online Casinos | RoxPay
How a gambling payment gateway works: card acceptance for online casinos, sports betting compliance, chargeback management, and processor selection.
Gateway di Pagamento | RoxPay
Cos'e un gateway di pagamento, come funziona, come scegliere il migliore per il tuo ecommerce o negozio fisico. Prezzi IC++, certificazione PCI DSS Level 1.
High Risk Credit Card Processing Guide | RoxPay
Understand high risk credit card processing: which industries qualify, how acquiring works, chargeback management, and how to choose the right processor.
High Risk Industries List | RoxPay
Complete high risk industries list for payment processing: gambling, adult, crypto, forex, CBD, travel, and more. How being high risk affects your merchant account.
High Risk Merchant Account Europe: EU Approval Guide | RoxPay
How to get a high risk merchant account in Europe: EU regulatory requirements, PSD2 compliance, acquiring bank options, and approval process for EU merchants.
High Risk Merchant Account Fees | RoxPay
What you will pay for a high risk merchant account: fee structure breakdown, rolling reserve explained, how to compare providers fairly, and RoxPay's pricing model.
High Risk Merchant Account Instant Approval | RoxPay
What instant approval means for high risk merchant accounts, which applications are approved faster, documents that speed up underwriting, and how RoxPay handles onboarding.
High Risk Merchant Account: Full Guide | RoxPay
Everything you need to know about a high risk merchant account: which industries qualify, approval requirements, fees, and how to get started.
High Risk Merchant Services: Full Breakdown | RoxPay
High risk merchant services explained: what they include, which industries need them, how pricing works, and how to get set up with the right provider.
High Risk Payment Gateway Europe: EU Processing Guide | RoxPay
High risk payment gateway Europe: how EU merchants in gambling, adult, crypto, and forex get approved, PSD2 requirements, and EU acquiring options.
High Risk Payment Gateway UK: Options for Merchants | RoxPay
High risk payment gateway UK: how British merchants get approved, post-Brexit acquiring options, FCA considerations, and EU-based processors for UK businesses.
High Risk Payment Processing Companies Compared | RoxPay
How to compare high risk payment processing companies: fees, approval rates, supported industries, API quality, and what separates EU from US providers.
High Risk Payment Processor: How to Choose | RoxPay
How to evaluate and choose a high risk payment processor: key criteria, red flags, approval process, and what to expect from a specialist provider.
How to Choose the Best Android Smart POS for your Store
Compare the advantages of Android Smart POS terminals against legacy bank card readers. Discover how integrating cash register software boosts profits.
How to Reduce Chargebacks | RoxPay
Proven strategies to reduce chargebacks for merchants: root cause analysis, billing descriptors, 3DS2, AVS, CVV, velocity checks, and chargeback ratio monitoring.
Instant Approval Merchant Account | RoxPay
What instant approval merchant accounts really mean, which businesses qualify for fast approval, documents that accelerate the process, and realistic approval timelines.
International High Risk Payment Gateway | RoxPay
Cross-border processing for high-risk merchants: key markets, multi-currency settlement, AML and KYC compliance across jurisdictions, and RoxPay as a global partner.
Magento Payment Gateway | RoxPay
How to choose and integrate a Magento payment gateway. Covers evaluation criteria, module vs API integration, high-risk merchants, and connecting RoxPay to Adobe Commerce.
Mastercard Interchange Fees Europe 2026: Full Debit, Credit & Commercial Rates Table
Mastercard interchange fees in EU: 0.20% debit, 0.30% credit (IFR cap). Updated table with Consumer, Commercial, Intra-EEA and Extra-EEA rates. Check Mastercard fees for Italy and Europe.
Network Tokenization | RoxPay
How network tokenization reduces fraud and improves authorization rates. Covers network tokens vs gateway tokens, implementation steps, and PCI DSS compliance benefits.
Offshore Credit Card Processing | RoxPay
How offshore credit card processing works, why merchants choose it, the real costs and risks, what is legal and what is not, and European licensed alternatives.
Offshore Merchant Account | RoxPay
How offshore merchant accounts work, why merchants use them, the real costs and risks, and European licensed alternatives for high-risk businesses.
Offshore Payment Gateway | RoxPay
What an offshore payment gateway is, when to use one, the hidden costs and risks, regulatory considerations, and European licensed alternatives for high-risk merchants.
Online Casino Payment Gateway: How Gambling Sites Process Payments | RoxPay
How online casino payment gateways work: player deposits, withdrawals, compliance obligations, chargeback management, and selecting a licensed igaming processor.
Payment Gateway Fees Comparison | RoxPay
How to compare payment gateway fees fairly: IC++ vs blended vs flat rate, hidden fees merchants miss, and RoxPay IC++ pricing from 0.45% with no hidden charges.
Payment Gateway for Dropshipping | RoxPay
Why dropshipping is high risk for payment processors, common reasons accounts are terminated, and how to structure your business to keep your merchant account long-term.
Payment Gateway for Small Business | RoxPay
How small businesses choose the right payment gateway: fees, setup time, API quality, online vs in-store options, and getting started with RoxPay.
Payment Gateway Integration | RoxPay
Complete guide to payment gateway integration: hosted page, REST API, SDK, webhooks, sandbox testing, and go-live checklist. PCI DSS Level 1 certified.
Payment Link Generator | RoxPay
How a payment link generator works, key use cases for invoicing and remote sales, customisation options, and how to protect payment links from fraud.
PCI DSS Compliant Payment Gateway | RoxPay
What PCI DSS compliance means for a payment gateway, the four certification levels, how a Level 1 gateway reduces your compliance burden, and RoxPay's certification details.
Pharmacy Payment Gateway | RoxPay
How pharmacies accept card payments compliantly: why pharmacies are high risk, compliance requirements, online vs in-store solutions, and managing chargebacks in healthcare.
POS Costs 2026: Fees and Commission Table
Fee €15-40 vs €0. Blended 1.2% vs IC++ 0.45%. Full table of bank vs gateway POS costs. How to avoid hidden charges.
POS Rent vs Buy 2026: Cost Table and Break-even
Rental €25/mo = €1,500 over 5 years. Purchase €500 = one-time. Break-even 40 months. Comparison table and when to buy your POS.
POS for Restaurants 2026: Ordering, KDS, Split Bill | Guide
4 essential features: digital ordering, Kitchen Display, split bill, table-side payment. Table and guide to choosing a restaurant POS.
POS Settlement Times 2026: D+1, D+2, D+3 | Table
Transact Monday: D+1=Tuesday, D+2=Wednesday. RoxPay settles in D+1. Table of times for banks vs gateways. Plan your liquidity.
PrestaShop Payment Gateway | RoxPay
How to choose and integrate a PrestaShop payment gateway. Covers module vs API integration, PCI compliance, high-risk merchants, and connecting RoxPay to your store.
Managing Recurring Payments & Subscriptions: Cards vs Bank Debits
Learn how to structure recurring payments for your SaaS or e-commerce. A deep dive linking SEPA Direct Debit (SDD) vs Credit Cards to reduce your churn rate.
Scheme Fees Explained: The Hidden Network Costs of Credit Cards
What are Scheme Fees (Skim Fees)? Learn about the costs associated with credit card networks like Visa and Mastercard, how they are calculated, and why they matter.
Travel Agency Merchant Account | RoxPay
How travel agencies get approved for card processing: why travel is high risk, what acquirers review, chargeback management, alternative payment methods, and getting started.
Visa Interchange Fees Europe 2026: Full Debit, Credit & Commercial Rates Table
Visa interchange fees in EU: 0.20% debit, 0.30% credit (IFR cap). Updated table with Consumer, Commercial, Intra-EEA and Extra-EEA rates. Check Visa fees for Italy and Europe.
What are Interchange Fees & How do they affect your business?
Discover the meaning of Interchange Fees, who collects them, how European regulations (PSD2/MIF) cap them, and why they impact your online and POS acceptance costs.
What Is a High Risk Merchant Account | RoxPay
Complete explanation of what a high risk merchant account is, how banks classify businesses as high risk, how fees and reserves differ, and how to manage one effectively.
White Label Payment Gateway | RoxPay
How a white label payment gateway works, who uses it, the revenue model for resellers, and how to become a RoxPay white label partner. IC++ pricing, PCI DSS Level 1.
White Label Payment Processor | RoxPay
How white label payment processors work, who uses them, revenue sharing models, compliance requirements, and how to become a RoxPay white label processing partner.
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