Automatic Invoice Reconciliation with Disposable Virtual IBANs
Generate a dedicated virtual IBAN for every invoice or order. Your customer pays with a normal SEPA transfer, RoxPay matches the payment automatically and updates your accounting system, with no more manual chasing or spreadsheets.
Manual B2B Transfer Reconciliation Wastes Time and Causes Errors
Automatic Matching by IBAN
Every invoice has its own dedicated IBAN: the incoming payment matches itself, with no need to read any payment reference.
Real-Time Payment Status
An always up-to-date dashboard: instantly see which invoices are collected, pending, or overdue.
Direct ERP Synchronization
Every reconciled payment is automatically pushed to your accounting system via API or webhook, with no manual data entry.
Zero Ambiguity on the Payer
The invoice-dedicated IBAN removes all ambiguity: you always know exactly which customer paid which document.
A Platform to Generate, Monitor, and Reconcile Virtual IBANs
From IBAN generation to accounting system sync, everything in a single automated flow.
Instant IBAN Generation
Create a dedicated virtual IBAN for every invoice or order directly from the dashboard or via API, in seconds.
One IBAN, One Invoice
Every IBAN is single-use and linked to a single document: payment matching is automatic and always correct.
Instant Payment Notifications
Get an instant notification as soon as the transfer arrives, with the amount and invoice already matched.
API/ERP Integration
Connect RoxPay to your accounting system via API or webhook to automatically update invoice status.
Reporting and Audit Trail
Export detailed reconciliation reports and keep a full audit trail for every payment.
Security and PSD2 Compliance
IBANs issued through regulated banking infrastructure, in full compliance with PSD2 and SEPA regulations.
Activate Automatic Reconciliation in 4 Steps
Integrate virtual IBANs into your B2B invoicing process in just a few days.
Create Your RoxPay Account
Register online and complete business verification. Approval typically takes less than 24 hours.
Activate the Virtual IBAN Module
Turn on the feature from your dashboard and configure the generation rules (per invoice, per order, or per customer).
Generate an IBAN for Every Invoice
Generate the virtual IBAN from the dashboard or via API and add it to your invoice instead of your standard IBAN.
Reconcile Automatically
Your customer pays with a normal SEPA transfer: RoxPay matches the payment, updates the dashboard, and notifies your ERP.
Questions About Virtual IBAN Reconciliation
What is a disposable virtual IBAN?
A virtual IBAN is a dedicated IBAN code generated by RoxPay for a single invoice or order. The customer pays with a normal SEPA transfer to that IBAN, and RoxPay automatically recognizes which document the payment belongs to.
Does the customer need to change how they pay?
No. Nothing changes for the customer: they keep making a normal SEPA transfer. RoxPay generates a different IBAN for every invoice, transparently to whoever is paying.
How does it integrate with my ERP or accounting software?
RoxPay exposes APIs and webhooks that notify you in real time when a payment is received, so your accounting system can automatically update the invoice status with no manual entry.
How many virtual IBANs can I generate?
There are no practical limits: you can generate a virtual IBAN for every invoice, order, or customer, based on your reconciliation needs.
Is it secure and compliant with regulations?
Yes. Virtual IBANs are issued through regulated banking infrastructure, in compliance with PSD2 and SEPA regulations, with the same security standards as a traditional account.
How much does the service cost?
Virtual IBAN reconciliation is included in RoxPay's B2B payment plans. Contact us for a quote based on your invoicing volumes.
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Automate the Reconciliation of Your B2B Invoices
Eliminate manual chasing and matching errors. Generate your first virtual IBAN in minutes.
✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support
