T+0 Instant Settlement: Liquidity Available the Same Day
With RoxPay you can receive the payout for transactions processed the same business day, instead of waiting for the standard 1-2 day timeline. Turn it on when you need it, with no lock-in.
Standard Payout Timelines Put Pressure on Your Cash Flow
Funds Locked for 1-2 Days
With standard T+1/T+2 payouts, today's revenue only becomes available liquidity one or two business days later.
Liquidity the Same Day
With T+0, today's takings are available in your account on the very same business day.
Unpredictable Cash Flow Pressure
Supplier deadlines, payroll, or unexpected installments can create liquidity pressure that is hard to cover with locked funds.
Flexibility When You Need It
Turn on instant settlement only when you need it, to cover specific deadlines without resorting to external financing.
Unclear Costs for Advance Payment Services
Traditional invoice advance services often hide complex, opaque fees.
A Single, Transparent Fee
A single extra fee, clearly shown before every transaction: you always know exactly what it costs.
T+0 Payout, Simple to Activate
No separate contract, no complex procedure: just a switch in your RoxPay dashboard.
Instant Activation
Turn on T+0 payout directly from the dashboard, with no separate contracts or approval waiting times.
Same-Day Payout
Transactions processed during the business day are paid out to your account by the end of that same evening.
Transparent Fee
A clear extra fee, calculated on the amount paid out early, shown before you confirm.
Activate Only When You Need It
You can choose to use T+0 only for specific periods (e.g. tax deadlines) and go back to standard T+1/T+2 with no extra costs.
Detailed Cost Summary
Every early payout is tracked with a detailed breakdown of the fee applied, for full control over your spending.
The Same RoxPay Security
Instant settlement uses the same secure, PCI DSS certified payment infrastructure as all other RoxPay services.
Activate Instant Settlement in 3 Steps
No bureaucratic procedure: it only takes a few minutes from your RoxPay dashboard.
Log Into Your RoxPay Dashboard
Go to the Payments > Payout Settings section of your RoxPay panel.
Turn On the T+0 Option
Select same-day payout and preview the fee that will be applied.
Get Paid Out the Same Day
From this moment on, processed transactions are paid into your account by the end of the business day.
T+0 vs Standard Payout: Direct Comparison
Choose the payout speed best suited to your cash flow needs, transaction by transaction.
| T+0 Payout | Standard T+1/T+2 Payout | |
|---|---|---|
| Payout time | Same business day | 1-2 business days |
| Activation | Self-service, from the dashboard | Included by default |
| Extra fee | Yes, shown before you confirm | None |
| Best for | Upcoming deadlines, cash flow peaks | Ordinary liquidity management |
| Flexibility | On/off per single transaction | Standard for all transactions |
Questions About T+0 Instant Settlement
What is T+0 instant settlement?
T+0 instant settlement is a RoxPay service that pays out transactions processed the same business day into your account, instead of the standard T+1 or T+2 payout timelines.
How much does it cost to activate T+0?
The service comes with a transparent extra fee, calculated on the amount paid out early and always shown before every transaction. No hidden costs.
Can I activate it for only some transactions?
Yes. T+0 payout can be freely turned on and off from the dashboard, so you can use it only during periods when you need immediate liquidity.
Is it available for all payment types?
T+0 instant settlement is available for the main card transactions processed through RoxPay. Contact us to check availability for your specific payment mix.
How is it different from a bank invoice advance?
Unlike a bank invoice advance, RoxPay's T+0 requires no credit assessment, collateral, or separate contracts: it's an option you can activate yourself from the dashboard, with a clear fee known in advance.
How do I know if T+0 is worth it for my business?
If your business needs immediate liquidity during specific periods (tax deadlines, seasonality, suppliers), T+0 can be more cost-effective than external financing. Our sales team can help you evaluate the cost-benefit ratio.
You might also like
High Risk Payment Gateway
Secure payment processing for high-risk industries with multi-acquirer routing and chargeback protection.
Small Business Payment Solutions
Transparent IC++ pricing, free Smart POS terminal, and 24-hour activation for small businesses.
E-commerce Payment Integrations
One-click plugins for WooCommerce, Magento, and PrestaShop with full API access.
Get Your Payouts the Same Day
Turn on T+0 payout when you need it and stay in control of your liquidity.
✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support
