Beyond Checkout: The Gateway Mollie Isn't
Mollie handles payments. RoxPay handles your entire sales cycle: white-label wallet, native BNPL, e-invoicing, and unified POS in a single platform.
🧮 Calculate Your Savings
Compare RoxPay's IC++ model with market standard flat rates.
What Sets RoxPay Apart from Mollie
Proprietary White-Label Wallet
Create your own loyalty network with branded virtual currency. Mollie offers nothing similar. With RoxPay, you build customer loyalty directly on your platform.
Native BNPL with CRIF Scoring
RoxPay integrates Buy Now Pay Later with real-time Crif credit scoring, without redirecting to third parties. Mollie relies on external providers with additional fees.
Omnichannel: Not Just Online
Mollie is focused on online. RoxPay unifies physical POS, e-commerce, and apps in the same omnichannel dashboard with automatic reconciliation.
Instant Onboarding
With Mollie, manual verification takes days. RoxPay verifies your company in real-time via the Business Register, with onboarding in minutes.
RoxPay vs Mollie: Beyond Simple Checkout
A complete comparison for e-commerce and omnichannel businesses.
| Features |  |  |
|---|---|---|
| Fees | IC++ (0.45% – 0.75%) | 1.20% per transaction |
| White-label Wallet | Included (branded virtual currency) | Not available |
| Integrated BNPL | Native (CRIF scoring) | Via Klarna (redirect) |
| Integrated Physical POS | Unified omnichannel dashboard | Only Mollie terminals (beta) |
| E-Invoicing | Native (SDI/AdE) | Not available |
| Onboarding | Instant (Business Register) | 2–5 days (manual verification) |
Mollie is Transparent, RoxPay is More Transparent
RoxPay IC++ Model - Separate and visible interchange
- Wallet and BNPL included in price
- SDI invoicing without extra costs
- Omnichannel dashboard included
Mollie Model - Non-negotiable fixed fees
- BNPL with extra costs via Klarna
- No SDI e-invoicing
- POS only in beta
Certified Security, Local Compliance Guaranteed
PCI DSS Level 1
The highest certification level for payment data security. In line with Mollie, which is also PCI DSS compliant.
Native PCI Proxy
Sensitive data never touches your servers. The RoxPay proxy encrypts everything upstream, a feature Mollie doesn't offer natively.
Integrated Anti-Fraud AI
Machine learning that analyzes every payment in real time. Included in the price, without extra costs like Mollie's premium modules.
GDPR and EU Data Residency
All data resides in European data centers with AES-256 encryption. Full GDPR compliance and adherence to local privacy regulations.
RoxPay or Mollie? Choose Based on Your Needs
RoxPay is perfect if...
- You want a gateway with a white-label wallet and native BNPL
- You manage both physical retail stores and e-commerce
- You need integrated native SDI e-invoicing
- You want instant onboarding without wait times
- You want IC++ fees that decrease with volume
Mollie might be enough if...
- You operate strictly online without a physical store
- You don't need a proprietary wallet or BNPL
- Your local compliance needs are limited
- You prefer a gateway focused entirely on checkout
Frequently Asked Questions
Can RoxPay completely replace Mollie?
Is the white-label wallet really included?
How does RoxPay's native BNPL work?
Does RoxPay support European payment methods like Mollie?
Ready to Discover What's Beyond Mollie?
Wallet, BNPL, invoicing, and POS in a single platform. Book a demo and see the difference.
Check how RoxPay compares to other PSPs in the market
