The Italian Alternative to Stripe for Those Who Want Transparency
IC++ fees up to 60% lower, native e-invoicing to SDI, and dedicated local support. Everything Stripe doesn't offer to the Italian market.
🧮 Calculate Your Savings
Compare RoxPay's IC++ model with market standard flat rates.
Why RoxPay Surpasses Stripe in Italy
Native E-Invoicing
With Stripe you have to integrate external software for SDI invoicing. RoxPay automatically generates and sends every invoice to the Revenue Agency, zero plugins, zero delays.
IC++ vs Opaque Flat Rates
Stripe applies 1.5% on every European transaction. RoxPay separates interchange from markup: you pay exactly what it costs, from 0.45%.
Dedicated Local Support
With Stripe, your only option is to open tickets in English. RoxPay offers a dedicated account manager who speaks your language and knows the local market.
Cross-Merchant User Recognition
RoxPay identifies users via Tax Code across the merchant network, improving conversion rates. Stripe relies on cookies, with all their privacy and precision limits.
RoxPay vs Stripe: Features Compared
An objective comparison of features that matter to local businesses.
| Features |  |  |
|---|---|---|
| Fees | IC++ (0.45% – 0.75%) | 1.5% per transaction |
| E-Invoicing | Native (SDI/AdE) | Not available |
| Onboarding | Instant (Business Register) | 3–5 working days |
| Integrated BNPL | Native (CRIF scoring) | Only via Klarna |
| White-label wallet | Included | Not available |
| Support | Dedicated Local Support | English tickets |
How Much You Save with RoxPay Compared to Stripe
RoxPay IC++ Model - No hidden costs
- Separate and trackable interchange
- E-invoicing included
- No fixed monthly fees
Stripe Flat Model - Margin hidden in interchange
- Extra fees for premium services
- No SDI e-invoicing
- Additional costs for Radar and 3D Secure
Bank-Grade Security, Without Bank Costs
PCI DSS Level 1
The highest security standard in the world for payment data. A certification we share with Stripe.
Network Tokenization
Card data is tokenized at the network level (Visa/Mastercard), reducing fraud by 26%.
AI-Driven Anti-Fraud
Machine learning algorithms analyze every transaction in real-time. Comparable to Stripe Radar, included in the price.
Integrated PCI Proxy
Handle sensitive data without touching it. Our proxy encrypts everything upstream, eliminating the need for PCI certification for your team.
RoxPay or Stripe? It Depends on Your Business
RoxPay is perfect if...
- You operate locally and need native SDI invoicing
- You want transparent IC++ fees with no hidden costs
- You need an account manager who speaks your language
- You manage both physical POS and e-commerce
- You're looking for native BNPL and a white-label wallet
Stripe might be enough if...
- You operate predominantly outside of Italy
- You don't need e-invoicing
- You prefer a global ecosystem of plugins
- Support in English is not an issue
Frequently Asked Questions
Can I migrate from Stripe to RoxPay without interruptions?
Are IC++ fees really lower than Stripe's?
Does RoxPay handle e-invoicing like Stripe?
Does RoxPay support international payments like Stripe?
Ready to Switch from Stripe to RoxPay?
Assisted migration, zero downtime. Our team handles the entire transition transparently for your customers.
Check how RoxPay compares to other PSPs in the market
