The Professional POS That SumUp Can't Offer
SumUp is a good starting point, but when your business grows, you need professional tools: IC++ fees, pre-authorizations, and a dashboard that unifies POS and e-commerce.
🧮 Calculate Your Savings
Compare RoxPay's IC++ model with market standard flat rates.
Why SMEs Choose RoxPay Over SumUp
Professional Android POS
SumUp offers entry-level readers. RoxPay provides standalone Android terminals with dedicated apps, table management, pre-authorizations, and integrated receipt printing.
Unified Omnichannel Dashboard
With SumUp, you manage POS and online separately. RoxPay unifies everything: every transaction, physical or digital, flows into the same dashboard with automatic reconciliation.
Advanced Reporting
While SumUp offers basic reports, RoxPay provides detailed analytics with breakdowns by channel, time slot, payment method, and net margin per transaction.
Pre-authorizations and Deposits
Essential for Horeca and Rental. SumUp doesn't support them. RoxPay handles holds, pre-auths, and partial releases directly from the terminal or via API.
RoxPay vs SumUp: Who Offers More
A direct comparison for growing SMEs.
| Features |  |  |
|---|---|---|
| Fees | IC++ (0.45% – 0.75%) | 1.25% per transaction |
| Terminal Type | Professional standalone Android | Entry-level Bluetooth reader |
| Pre-authorizations | Supported (Horeca/Rental) | Not available |
| Omnichannel Dashboard | Unified POS + Web + App | Separate POS only |
| E-Invoicing | Native (SDI/AdE) | Not available |
| Accounting Reconciliation | Automatic with ERP/Software | Manual / CSV export |
SumUp Seems Cheap, Until You Do the Math
RoxPay IC++ Model - Transparent and trackable fee
- No cost for additional POS
- E-invoicing included
- Advanced reporting included
SumUp Flat Model - No visibility on interchange
- Hardware readers cost extra
- No advanced reports
- No accounting integration
Enterprise Security at Startup Prices
PCI DSS Level 1
RoxPay is certified at the highest PCI DSS level. SumUp manages security internally, without the same transparency to the merchant.
Network Tokenization
Visa/Mastercard network tokenization that reduces fraud by 26%. Not available with SumUp.
Real-Time AI Anti-Fraud
Every transaction is analyzed by machine learning algorithms that block fraud before it happens.
Native GDPR Compliance
Data stored in European data centers with end-to-end encryption. Full GDPR compliance without additional configuration.
RoxPay or SumUp? The Answer Depends on Your Goals
RoxPay is perfect if...
- You need professional POS with pre-authorizations
- You manage both physical stores and e-commerce
- You want transparent fees that decrease with volume
- You need automatic reconciliation with your ERP
- You want advanced reporting to optimize margins
SumUp might be enough if...
- You are a freelancer or a newly started micro-enterprise
- You only handle occasional in-person payments
- You don't need e-invoicing
- Your transaction volume is under €5,000/month
Frequently Asked Questions
Can I use my SumUp readers with RoxPay?
Does RoxPay cost more than SumUp?
Does RoxPay support contactless payments?
How long does it take to switch from SumUp to RoxPay?
Ready to Make the Leap from SumUp to RoxPay?
Professional terminals, transparent fees, and an omnichannel dashboard. Your business deserves more.
Check how RoxPay compares to other PSPs in the market
