Stop Paying PayPal 3.4%. Switch to IC++.
PayPal takes up to 3.4% + fixed costs on every transaction and can freeze your funds without warning. RoxPay offers transparent IC++ fees, 24h settlement, and no surprises.
🧮 Calculate Your Savings
Compare RoxPay's IC++ model with market standard flat rates.
Why Businesses Leave PayPal for RoxPay
Fees Up to 60% Lower
PayPal charges 3.4% + 0.35 EUR per domestic transaction. With RoxPay IC++, most EU cards cost from 0.45%. On 100,000 EUR/month the saving exceeds 25,000 EUR/year.
No Sudden Fund Freezes
PayPal is notorious for freezing merchant accounts without notice, locking funds for months. With RoxPay your money arrives on your IBAN within 24 hours, no middlemen.
Native E-Invoicing
PayPal does not integrate SDI invoicing. You need external software at extra cost. RoxPay generates and sends every invoice to the Revenue Agency automatically.
Real Support, Not a Chatbot
PayPal support is automated and slow, often unreachable for serious issues. RoxPay assigns a dedicated account manager who speaks your language.
RoxPay vs PayPal: Features Compared
A direct comparison for businesses that want to move beyond the PayPal ecosystem.
| Features |  |  |
|---|---|---|
| Fees | IC++ (0.45% - 0.75%) | 2.9% - 3.4% + 0.35 EUR fixed |
| Fund Settlement | 24h to local IBAN | Held in PayPal wallet |
| E-Invoicing | Native (SDI/AdE) | Not available |
| Account Freeze Risk | None (regulated payment account) | High (sudden freezes) |
| Physical POS | Unified omnichannel dashboard | Zettle readers only |
| Support | Dedicated account manager | Chatbot / slow tickets |
The Real Cost of PayPal Nobody Calculates
RoxPay IC++ Model - No fixed cost per transaction
- Funds available in 24h on IBAN
- E-invoicing included
- No account freeze risk
PayPal Model - Among the highest fees in the market
- Funds locked in PayPal wallet
- No integrated SDI e-invoicing
- Risk of account freeze without notice
Bank-Grade Security Without PayPal Traps
PCI DSS Level 1
The same PCI certification as PayPal, but without the risk of unilateral account freezes affecting thousands of merchants every year.
Network Tokenization
Visa/Mastercard network tokenization to protect card data. PayPal uses its own closed proprietary system.
Real-Time AI Anti-Fraud
Every transaction analyzed by proprietary machine learning. Included in the price, no extra fees.
GDPR and EU Data Residency
Your data and your customers data reside in European data centers. Full GDPR compliance guaranteed.
RoxPay or PayPal? It Depends on Your Volume
RoxPay is perfect if...
- Your monthly volume exceeds 5,000 EUR
- You need integrated SDI e-invoicing
- You want funds in your account in 24h, no middlemen
- You cannot afford sudden account freezes
- You manage both e-commerce and physical stores
PayPal might be enough if...
- You are an individual with occasional sales
- Your volume is under 1,000 EUR/month
- Your customers specifically expect PayPal
- You have no Italian fiscal compliance needs
Frequently Asked Questions
Can I still accept PayPal payments with RoxPay?
Is PayPal really that expensive?
What happens if PayPal freezes my account?
Is the transition from PayPal to RoxPay complicated?
Stop Giving Money to PayPal
Assisted migration, zero downtime. Start saving on fees from your first month.
Check how RoxPay compares to other PSPs in the market
