Insurance agencies

Payments built for insurance agencies

An annual premium split into monthly installments with automatic billing, on-time renewals for expiring policies and fast collection of add-ons: a system built around how an insurance agency actually works.

Why it works

Why RoxPay works for insurance agencies

The way an insurance agency handles premiums, renewals and claims follows precise logic: here is why RoxPay's approach fits well.

The annual premium is often too high for a single payment

Many clients give up or delay renewal if they must pay the whole premium in one go, instead of splitting it into manageable installments.

Policies that lapse without renewal leave the client uncovered

If renewal depends on a manual bank transfer, the risk of oversights and gaps in coverage increases.

Policy add-ons need to be collected quickly

A coverage change or an added guarantee must be payable right away, without waiting for the next annual renewal.

How it works

How RoxPay helps your insurance agency

RoxPay lets you split the annual premium into automatic monthly installments, renew policies at expiry with no manual work and quickly collect add-ons, with automatic reminders on overdue premiums.

Annual premium in automatic installments

The client pays in convenient monthly installments with automatic billing on card or direct debit mandate.

Automatic renewal at expiry

The policy renews itself by billing the premium, with no need to contact every client manually.

Automatic reminders on overdue premiums

A failed payment triggers a reminder and an automatic retry before coverage is suspended.

Payments compliant with the insurance sector

3-D Secure, direct debit mandates and PSD2 compliance on every premium collected.

Use case

How much you can cut policy lapses from missed renewals

An agency that manages renewals manually risks dozens of clients going uncovered simply because no one reminded them to pay on time. With automatic renewal and reminders on overdue premiums, coverage continues uninterrupted without the agent having to call every client.

Splitting the annual premium into monthly installments, instead of asking for one large payment, reduces cancellations for financial reasons and makes it easier for clients to stay insured all year.

Fewer cancellations

Annual premium split into monthly installments

Automatic

Policy renewal at expiry

Sharp reduction

Policies lapsed from missed payment

Real benefits

What changes for your business

01

Premium split into manageable installments

The client pays monthly with automatic billing, instead of a single annual premium.

02

Effortless automatic renewals

Policies renew themselves at expiry, with no need to contact every client manually.

03

Fewer lapses from oversight

Automatic reminders and smart retry reduce coverage interruptions.

04

Add-ons collected quickly

Policy changes are paid through a dedicated link, without waiting for the annual renewal.

05

Secure, compliant payments

3-D Secure, direct debit mandates and PSD2 compliance on every transaction the agency processes.

Frequently asked questions

The most common questions

Can I have clients pay the annual premium in monthly installments?

Yes, you can split the premium into installments with automatic billing on card or direct debit, reducing cancellations for financial reasons.

How do I manage policy renewals without contacting every client?

RoxPay lets you set up automatic renewal at expiry, billing the premium with no manual work.

What happens if a premium is not paid at expiry?

The system triggers an automatic reminder and a card retry, reducing the risk of coverage gaps.

Can I quickly collect payment for a policy add-on?

Yes, you can send a dedicated payment link for every change or add-on, collecting right away without waiting for renewal.

Automate collections for your insurance agency

Premium in monthly installments, automatic renewals and fast collection of add-ons, all in one solution.