The Opportunity

Why Launch a White Label Payment Gateway?

Massive Development Costs

Building a payment gateway from scratch costs $2-5M+ and takes 18-24 months. PCI certification alone requires significant ongoing investment in security infrastructure.

Ready-Made Infrastructure

RoxPay's white label payment gateway gives you a fully certified, production-ready platform. Launch in weeks instead of years, with zero infrastructure development costs.

Compliance Nightmare

Operating a payment gateway requires PCI DSS Level 1 certification, PSD2 compliance, AML procedures, and ongoing regulatory audits across every jurisdiction you operate in.

Compliance Included

Our white label payment processing platform handles all compliance: PCI DSS Level 1, PSD2 SCA, GDPR, and AML/KYC. You focus on sales while we handle the regulatory burden.

Losing Merchants to Competitors

ISOs, SaaS platforms, and payment facilitators lose merchants when they can't offer a branded, seamless payment experience integrated into their own ecosystem.

Your Brand, Our Technology

White label payment gateway with your logo, colors, domain, and merchant portal. Your merchants never see RoxPay — they see your brand at every touchpoint.

Limited Revenue Streams

Reselling third-party payment solutions gives you thin margins with no control over pricing, features, or the merchant relationship.

Full Revenue Control

Set your own pricing, create custom plans, and earn on every transaction. Revenue share models that put you in control of your payment processing business.

Platform Capabilities

Enterprise White Label Payment Processing Features

Everything you need to operate a full-service payment gateway under your own brand.

Full Brand Customization

Custom domain, logo, colors, email templates, and merchant dashboard. Your white label payment gateway is indistinguishable from a proprietary platform.

Multi-Acquirer Routing

Smart transaction routing across multiple acquiring banks. Maximize approval rates and minimize costs with intelligent payment orchestration.

Merchant Management Portal

White-labeled merchant onboarding, KYC workflow, and self-service portal. Manage your entire merchant portfolio from a single branded dashboard.

White Label API & SDKs

Fully documented RESTful API with your branding. SDKs for PHP, Node.js, Python, and mobile. Your developers integrate with your API, not ours.

Revenue Analytics

Real-time reporting on transaction volumes, revenue, merchant performance, and chargeback rates. Full visibility into your payment processing business.

Risk & Compliance Engine

AI-powered fraud detection, velocity checks, and automated KYC/AML screening. PCI DSS Level 1 security for all transactions processed through your gateway.

Partnership Process

Launch Your Branded Gateway in 4 Steps

From initial consultation to your first live merchant, our white label payment gateway partnership is designed for speed.

1

Initial Consultation

Meet with our partnership team to discuss your business model, target market, volume projections, and customization requirements. We'll design the optimal white label configuration for your needs.

2

Platform Configuration

We configure your white label payment gateway with your branding, domain, pricing models, and merchant onboarding workflows. Full brand customization takes 2-4 weeks.

3

Integration & Testing

Integrate our white label API into your platform with dedicated technical support. Full sandbox environment for testing before launch. We train your team on the merchant management portal.

4

Go Live & Scale

Launch your branded payment gateway and start onboarding merchants. Ongoing partnership support, performance optimization, and feature updates included.

Frequently Asked Questions

Questions About White Label Payment Gateways

What is a white label payment gateway?

A white label payment gateway is a payment processing platform built by one company (RoxPay) but fully rebranded and sold under another company's brand. You get the technology, compliance, and infrastructure — your merchants see only your brand. It's ideal for ISOs, PSPs, SaaS platforms, and businesses that want to offer payment processing without building the technology from scratch.

How is white label payment processing different from reselling?

White label payment processing gives you full control over branding, pricing, and the merchant experience. Your merchants interact with your brand exclusively. Traditional reselling means merchants see the processor's brand and you earn a referral commission. With white label, you own the relationship and set the economics.

How long does it take to launch a white label gateway?

With RoxPay's white label payment gateway, you can go from initial consultation to live in 4-8 weeks. This includes full brand customization, API integration, sandbox testing, and team training. Compare this to 18-24 months to build from scratch.

Do I need a payment license to use a white label gateway?

In most cases, no. RoxPay operates under its own payment institution license. Your merchants contract through our regulated entity while experiencing your brand. For partners requiring their own licensing, we can adapt the model accordingly.

What pricing models are available for white label partners?

RoxPay offers flexible pricing for white label payment processing partners: revenue share on transaction fees, fixed monthly platform fees, or hybrid models. You set your own merchant pricing and keep the margin. Minimum volume commitments may apply depending on the partnership tier.

Can I customize the merchant onboarding flow?

Yes. Our white label payment gateway includes a fully customizable merchant onboarding portal with your branding, custom KYC requirements, risk scoring rules, and automated approval workflows. You control the merchant experience from first contact to first transaction.

Get started today

Launch Your Own Payment Gateway

Partner with RoxPay to build a branded payment processing business — without the infrastructure investment.

✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support