RoxPay vs Nexi

No More Nexi Monthly Fees. Pay Only What You Use.

Nexi imposes fixed monthly fees and opaque commissions. RoxPay offers transparent IC++ fees with no subscription, instant onboarding, and an omnichannel dashboard.

🧮 Calculate Your Savings

Compare RoxPay's IC++ model with market standard flat rates.

Nexi 1,2%
€350
RoxPay 0,45%*
€45
Total Annual Savings €245 *Interchange fee esclusa
Start Saving Now
Strategic Differences

RoxPay vs Nexi: The New Generation Wins

01

No Fixed Monthly Fees

Nexi charges fixed monthly fees for the terminal and service regardless of your volume. RoxPay has no subscriptions: you only pay a commission on actual transactions.

02

Instant Onboarding

With Nexi, activation requires contracts, signatures, and weeks of waiting. RoxPay verifies your company via the Business Register in real time: you are operational in minutes.

03

Truly Omnichannel Dashboard

Nexi separates its POS systems from online ones. RoxPay unifies everything in one dashboard: every physical and digital transaction, with automatic reconciliation to your ERP.

04

Open APIs for Integration

Nexi has a closed ecosystem that is hard to integrate. RoxPay offers documented REST APIs and modern SDKs to connect payments to your ERP, CRM, or management software.

Feature Comparison

RoxPay vs Nexi: The Numbers Speak

A direct comparison between the traditional Nexi model and the RoxPay new generation.

Features RoxPay Nexi
Fees IC++ (0.45% - 0.75%) Opaque flat + fixed monthly fee
Monthly Subscription No fixed subscription 15 - 50 EUR/month per terminal
Onboarding Instant (Business Register) Weeks with paper contracts
E-Invoicing Native (SDI/AdE) Not native (separate module)
Omnichannel Dashboard Unified POS + Web + App Separate systems
Open APIs REST APIs + documented SDKs Closed ecosystem
Costs and Fees

The Hidden Nexi Fixed Fees Nobody Tells You About

RoxPay RoxPay IC++ Model
From 0.45% + interchange
  • No fixed monthly subscription
  • Trackable and separable fees
  • SDI e-invoicing included
  • Free instant onboarding
Nexi Nexi Model
Flat % + fixed monthly fee
  • Fixed fee even at zero transactions
  • Opaque non-transparent commissions
  • Activation and setup costs
  • Locked into multi-year contracts

By eliminating Nexi fixed fees and switching to IC++, an SME with 3 terminals saves an average of 2,000-5,000 EUR/year.

Security and Compliance

Bank-Grade Security for Both, Flexibility Only with RoxPay

PCI DSS Level 1

Both are PCI DSS certified. The difference is openness: RoxPay offers the same security without the lock-in of Nexi contracts.

3D Secure 2.0

RoxPay implements frictionless 3D Secure 2.0 authentication that reduces cart abandonment while maintaining bank-level security.

Integrated AI Anti-Fraud

Machine learning fraud engine that analyzes every payment in real time, included at no extra cost.

GDPR and EU Data Residency

All payment data stays in European data centers. Full GDPR compliance without additional configuration.

Who It is Right For

RoxPay or Nexi? Choose Based on Your Growth

RoxPay is perfect if...

  • You want to eliminate fixed monthly fees
  • You need fast onboarding without paperwork
  • You need open APIs to integrate payments into your system
  • You manage both e-commerce and physical stores
  • You want fees that scale with volume

Nexi might be enough if...

  • You have active contracts you cannot easily exit
  • You only operate with in-store physical payments
  • You have access to privileged banking conditions
  • You have no need for advanced digital integration

Frequently Asked Questions

Can I exit my Nexi contract to switch to RoxPay?
It depends on the clauses of your contract with Nexi. RoxPay can run alongside it gradually or replace it completely. Our team supports you in the transition.
Is RoxPay more expensive than Nexi for low volumes?
No. With Nexi you pay the fixed fee even if you have zero transactions. With RoxPay you only pay on actual transactions. For low volumes RoxPay is often cheaper.
Does RoxPay support contactless payments like Nexi?
Yes. RoxPay terminals support NFC, chip, Apple Pay, Google Pay, and all major card networks, including the same methods supported by Nexi.
How long does it take to switch from Nexi to RoxPay?
RoxPay onboarding is instant via the Business Register. Terminals are configured and delivered within 48 hours. Our technical team manages the migration without service interruptions.

Switch to RoxPay: No Fees, More Transparency

Leave fixed fees in the past. RoxPay activates your account in minutes with completely transparent terms.

Check how RoxPay compares to other PSPs in the market